IQClient Platform
Build program open · 25 clients · General availability early 2027

The payer contract management system

Every payer agreement, rate rule, renewal deadline, de novo site and underpayment in one system — configured to how your organization is actually structured.

Explore the demo
Interactive demo

Click through it yourself

Try Filter by TIN · look up a rate · upload an agreement · click a de novo cell
fulcrumiq.com / dashboardDemo · sample data
Overview
Contracts
Growth
Performance
Coastline Specialty PartnersSample client · 4 entities · 11 TINs · 9 sites · infusion, oncology, ASC
38Agreements
6Payers
5De novo
Contracted revenue
by payer · sample
Notice windows
2
within 30 days
Validated
31/38
agreements
Sites unloaded
2
open, payer gaps
Contracted revenue by payer
Agreements by TIN
ValidatedIn reviewData gap
Fee schedule freshness
Commercial · ProfessionalCurrent
Commercial · FacilityDue 30d
Medicare AdvantageCurrent
Medicaid MCOPast due
Drug acquisition costClient owned
Renewal exposure by month
JFMAMJJASOND
Attention required

Contract Management

TIN is the primary axis — every tab below rescopes with it
Agreements
8
Validated
5
Products
14
Data gaps
1
Agreements — click a row for detail
PayerScopeTypeTINsTimely filingNoticeExpiryStatus
Point-in-time rate lookup

Returns the rate rule in force on that date — not today's rate.

Result
Run a lookup.
Reimbursement methodology by payer and product

Methodology drives everything downstream — modeling, underpayment detection and negotiation position. Where a payer uses different methodologies by product, the matrix shows each.

Fee schedule register
ScheduleSourceVersionLoadedCadenceNext dueOwnerStatus

Ownership is split and shown. Fulcrum chases payer and CMS schedules; the client owns its drug acquisition cost export.

Data gap register
AgreementGapImpactOwnerAgeStatus

Extraction is a starting point, never the record. Every extracted term is flagged unvalidated until a person confirms it against the document.

Extraction preview
Upload a document to see extracted terms.

Renewals & Notice Windows

Computed from contract language, including whether the clock runs from mailing or receipt
PayerAnniversaryNotice requiredNotice deadlineDays outClock fromStatus

Payer Terminations

Live and contemplated, on one timeline
Termination timeline

A termination notice is usually a negotiating instrument rather than a failure — the module is not styled as an error state.

PayerIssued byNotice dateEffective if unresolvedStageRevenue at risk

AI Notice & Letter Generation

Drafted from live contract data — notice period and delivery method already applied
Generate

Drafts are reviewed by a person before anything is sent.

Choose an agreement and letter type, then generate.

De Novo & Network Expansion

Click any cell for the detail behind it
Sites in flight
5
Open, unloaded
2
payer gaps
Avg days to effective
74
Revenue at risk
monthly · sample
Site × payer loading status
EffectiveLoadedIn reviewSubmittedNot started
Days to effective, by payer — last 8 site additions

Payer Analytics

Proof of value and market position — reviewed monthly, not daily
Rate position vs regional benchmark

Indexed to 100 = regional benchmark for the same service mix. Sample data.

Revenue concentration
Top two payers represent 58% of contracted revenue — concentration above the threshold set for this client.
Negotiated lift by cycle

Claims Underpayment Recovery

Adjudicated claims compared against the rate rule in force on each date of service
Recovered
Identified
In dispute
Recovery rate
PayerClaims flaggedOldest agingProgressRoot causeStatus
Claim-level drill-down is protected health information. Access is permissioned separately from contract terms and requires a business associate agreement. Dollar values are withheld in this demo.

Reports

Every export carries its TIN scope and run date
Report library
Preview
Select a report.

Illustrative demonstration using fictional sample data. Coastline Specialty Partners is not a real organization.

Why this does not exist yet

Contract software exists. Managed care expertise exists. Nobody has put them together.

Generic platforms treat a payer agreement as a PDF with an expiry date. They have no concept of a fee schedule, a TIN, a product line, a notice clause that runs from receipt, or a rate rule that changed mid-year.

HOW A REAL ORGANIZATION IS SHAPED Legal entity 4 TIN 11 Agreement 38 Product / network 14 Rate rule effective-dated · hundreds Generic platforms model only these two — and lose everything between One agreement across four TINs can carry four different sets of rates, products and credentialing states. A payer-first view hides exactly the variation that matters.
Counts shown are from the sample client in the demo above.
Written for the CFO

Four places money leaks, and no single view of any of them

Contracted revenue Realized revenue Renewals passed Three days late locks in another year at the old rate. Underpayments Claims paid under contract look like normal remittance. Sites unloaded A center open before the payer loads it denies every claim. Stale schedules Every downstream number inherits the error quietly. Each leak is knowable. None of them is visible without a system watching the contracts against what was actually paid.
The detail that costs the most

Notice periods run from receipt, not from mailing

A few days of error costs a full renewal year at the old rate. FulcrumIQ stores the convention per agreement and computes the deadline accordingly.

28 Sep Notice mailed 2 Oct Deadline (90 days) 4 Oct Received — too late 31 Dec Anniversary Two days past the deadline — the agreement renews for another full year at the existing rate. WHERE THE CLOCK ACTUALLY STARTS

Reminders fire at 90, 60, 30 and 7 days before the computed deadline — not before the anniversary.

De novo & network expansion

Every new site, every payer, one grid

The building is ready, providers are credentialed, patients are booked — and one payer has not loaded the location. Claims deny, and nobody connects the two for a quarter.

Planned, not just open

The clock starts when a site joins the development plan.

Days-to-effective by payer

Learn which payers take 45 days and which take 200 — then plan openings around it.

Revenue at risk while unloaded

The cost of a delay becomes a number rather than a feeling.

AI where it earns its place

Speed, without giving up the audit trail

AI reads and drafts. People confirm anything that matters, and every output cites its source.

01

Contract extraction

Terms pulled from an uploaded agreement and mapped to your structure — flagged unvalidated until a person confirms them.

02

Notice generation

Letters drafted from live contract data with the correct notice period, addressee and delivery method applied.

03

Rate anomaly detection

Claims compared against the rate rule in force on each date of service, outliers surfaced.

04

Ask your contracts

Natural-language questions across the portfolio, answered with citations.

Transactions

Diligence-ready every day, not for six frantic weeks

Payer contracts are among the first things a buyer asks for and the slowest to produce. Valuation suffers when the answer is late, incomplete, or contradicted by the documents.

  1. Complete registerEvery agreement, by entity and TIN, source document attached.
  2. Rates that reconcileTerms traceable to the page, so assertions survive review.
  3. Exposure disclosedRenewals and terminations laid out before someone else finds them.
  4. Data room in a dayExports in the format a diligence request asks for.
The contracts are usually fine. Nobody can prove it quickly enough.
Why it is different

Built by operators, not by a software company reading a spec

Designed by people who have run contracting inside multi-site, multi-specialty organizations. Every screen exists because someone needed it on a Tuesday and did not have it.

Bespoke by default — because the organizations that most need this are the ones a template fits worst. Delivered alongside the advisory engagement, so it arrives configured and populated rather than empty.

Security & data

Claim-level data is treated as PHI and permissioned separately from contract terms. Source-document access is its own permission. Commercial terms are restricted to finance and admin roles. Business associate agreements in place before any protected data is handled.

The build program

Twenty-five clients are building this with us

Bespoke means the first version of a system is shaped by the organizations using it. We are taking a limited group into the build — configured to their structure, their payers and their agreements, with their contracting teams in the room while it is designed.

25Client organizations in the build program. When the seats are taken, the program closes.
1Tax ID per client during the build. Additional TINs are added at general availability.
2027General availability, early in the year. Build clients are live before it.
WHAT YOU GET

A system built to your structure

Your entities, TINs, payers and agreements loaded and validated — not a template you configure yourself after purchase.

WHAT WE ASK

Your contracting team's time

Access to your agreements, and working sessions with the people who manage them. What they tell us shapes the product.

WHY LIMITED

Depth over volume

Twenty-five is what we can configure properly. Beyond that the work stops being bespoke, which is the whole argument.

One tax identification number per client organization during the build program. Participation is subject to a mutual confidentiality agreement, and to a business associate agreement before any protected health information is handled.

Build program

Ask us about a seat

Tell us a little about your organization and we will come back with what participation would look like for you.