Fulcrum Insights/Case Study

How a Regional Health System Recovered $4.9M

An anonymized look at how disciplined contract analytics and underpayment recovery turned a routine renewal into a multimillion-dollar result.

This anonymized case study illustrates the Fulcrum approach to a common situation: a regional health system approaching a commercial renewal with limited visibility into its own realized yield. Through contract analytics, underpayment recovery, and a data-backed renegotiation, the engagement surfaced roughly $4.9M in combined recovered and protected revenue. Details are illustrative and composite to protect confidentiality.

Focus
Case study
Audience
CFOs, managed care, RCM
Read
5 min
Prepared
2026

The situation

A multi-hospital regional system faced a commercial renewal with its largest payer. Leadership suspected its rates lagged the market and that underpayments were leaking revenue, but lacked the analytics to prove either. The renewal was months away and the internal team was stretched across day-to-day revenue-cycle work.

The Core Issue

The problem wasn't the rate on paper — it was the gap between the contracted rate and what the system actually collected, which no one had quantified.

The approach

1. Realized-yield analysis

We measured what the payer actually paid, by service line, after denials, downgrades, and underpayments — separating the contracted rate from the collected rate.

2. Underpayment recovery

We identified patterns where the payer was not honoring contracted terms and built the documentation to recover them.

3. Market benchmarking

We benchmarked the system's rates against the market by service line to build a defensible renegotiation ask.

4. Data-backed renegotiation

We equipped the system's negotiators with the evidence to argue rate on value and market position, and to close the highest-exposure gaps first.

The result

Illustrative composite results
LeverIllustrative contributionHow
Underpayment recovery~$1.6MRecovered unpaid contracted amounts
Denial reduction~$1.1MRoot-cause fixes to recurring denials
Rate improvement~$2.2MMarket-benchmarked renegotiation
Total~$4.9MCombined recovered and protected revenue

Illustrative composite figures for demonstration; actual results vary by organization and are not a guarantee of outcome.

Beyond the dollars, the system left the engagement with a repeatable analytics capability and a sequenced plan for its remaining contracts.

How Fulcrum Helps

The same approach, applied to your book

Fulcrum Health Partners combines realized-yield analytics, underpayment recovery, and data-backed negotiation to surface revenue that is already yours — and protect the rate going forward.

Find the revenue that's already yours.

We start with your realized yield and work outward to recovered and protected revenue. Reach the Fulcrum team to schedule a revenue recovery assessment.

About this article. Prepared by Fulcrum Health Partners as an educational summary. Figures attributed to public sources (CMS, KFF, MedPAC, RAND, DOL) reflect the most recent data available at the time of writing; figures labeled illustrative are directional and should be validated against your own contract and claims data before use. This document is not legal, reimbursement, tax, or actuarial advice. © 2026 Fulcrum Health Partners.

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